Well, I am going to be humble about this experience. I am in debt up to my gills. My wife and I have decided to start climbing out of this Hell hole and I am inviting you to come with us. We are currently in about 50,000 worth of debt with a 200,000 mortgage on top of that. Spendy eh?
Well, this blog from now one will be used to track my daily habits and thoughts on how I will get out of debt. You will see a post every single day, its my goal anyway.
Our Manifesto:
1. It is our problem.
If we are going to make it out of this we will have to work together, it is our money. As a couple we are in this together and will work to get out of it.
2. Spend less than we make
No more stupid purchases. Some wants are okay once in a while, we will use a simple rule: no cash, no buy.
3. Use the babysteps
We will be using the baby steps from www.daveramsey.com
4. Journal about the process
This blog will help me to avoid mistakes and really think through purchases before I get myself into even more trouble.
5. Stick to the budget
We have a written budget that we don’t sway from
6. Extra jobs
Don’t burn out, but you have to get mad about this stuff. My wife has extra jobs and so do I, we are going to kill this thing quick.
7. Trust in God above all else
He is really the only person who can help us get through this.
Well welcome to our journey. Enjoy the ride.
Posted by moneyshark 
